Retired fireman Jack Moniker (Robin Williams) has retired to the Caribbean...To be specific, an island called St. Nicholas. He comes to know the governor of the island, a British man named Anthony Cloyden Hayes (Peter O'Toole), and befriends a hotel owner named Ernest Reed (Jimmy Cliff). Things are going bad for Ernest, so Jack steps in and takes over, turning it into a Club Med-type resort. Many people come to visit it, but rebellion is in the air, and Jack will need to figure out what to do about it.