If its anything like Phantasy star online(I played a demo on xbox live) its weird and has stupid desperate virgin kids on there. There are people that assume just because its a girl character its a girl playing, but the guys pretending to be a girl do good with it, you can get people to give you money because they think you are a girl. thing is there is voice chat and they still don't use it, they use text.
I was with a friend on there and I watched him con someone and it was funny when he came out and said "Im a guy" after getting like $1000 in game money from them. Its so funny to see their reaction