In January 2000, Dick Harper has been promoted to VP of Communication for his company, Globodyne. Soon after, he is asked to appear on the show Money Life, where host Sam Samuels and then independent presidential candidate Ralph Nader dub him and all the company's employees as "perverters of the American dream" and claim that Globodyne helps the super rich get even wealthier. As they speak, the company's stock goes into a free-fall and is soon worthless, along with all the employees' pensions, which are in Globodyne's stock. Dick arrives home to find his excited wife Jane, who informs him that she took his advice and quit her job in order to spend more time with their son Billy. Dick has to break the news over dinner, instantly alarming Jane. Dick tries to think positively, and tries for a few months to get a Vice Presidency at other corporations. After getting no job anywhere, Jane reveals that they'll end up declaring bankruptcy in the next couple of months due to their assets being made up entirely of now-worthless Globodyne stock. Soon without jobs, Dick and Jane must find other ways to make a lot of money or risk foreclosure of their house.